/* SaveCompare — Design System */
/* Direction: Editorial Fintech — authoritative, warm, trustworthy */

@import url('https://fonts.googleapis.com/css2?family=DM+Sans:ital,opsz,wght@0,9..40,300..800;1,9..40,300..800&family=Fraunces:ital,opsz,wght@0,9..144,300..900;1,9..144,300..900&display=swap');

/* ===== RESET ===== */
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box;}
img{max-width:100%;height:auto;display:block;}

/* ===== TOKENS ===== */
:root{
  /* palette */
  --navy:#0c1425;
  --navy-mid:#162036;
  --sky:#0ea5e9;
  --sky-soft:#38bdf8;
  --emerald:#10b981;
  --emerald-soft:#34d399;
  --amber:#f59e0b;
  --rose:#f43f5e;

  /* neutrals — warm zinc, not cold slate */
  --bg:#fafaf8;
  --bg-alt:#f4f4f1;
  --white:#ffffff;
  --text:#1c1917;
  --text-secondary:#57534e;
  --muted:#a8a29e;
  --border:#e7e5e4;
  --border-light:#f5f5f4;

  /* semantic */
  --accent:var(--sky);
  --accent-soft:var(--sky-soft);
  --accent-shadow:rgba(14,165,233,0.25);
  --success:var(--emerald);

  /* typography */
  --font-display:'Fraunces',Georgia,'Times New Roman',serif;
  --font-body:'DM Sans',-apple-system,BlinkMacSystemFont,sans-serif;

  /* spacing */
  --section-y:80px;
  --section-x:max(24px,calc((100vw - 1120px)/2));

  /* radius */
  --r-sm:8px;
  --r-md:14px;
  --r-lg:20px;
  --r-xl:28px;
}

body{font-family:var(--font-body);color:var(--text);background:var(--bg);font-size:0.9375rem;line-height:1.7;-webkit-font-smoothing:antialiased;font-optical-sizing:auto;}
a{text-decoration:none;color:inherit;}
button{cursor:pointer;font-family:inherit;}

/* ===== ACCENT OVERRIDES ===== */
.v-energy{--accent:#10b981;--accent-soft:#34d399;--accent-shadow:rgba(16,185,129,0.25);}
.v-insurance{--accent:#3b82f6;--accent-soft:#60a5fa;--accent-shadow:rgba(59,130,246,0.25);}
.v-finance,.v-creditcards,.v-loans{--accent:#8b5cf6;--accent-soft:#a78bfa;--accent-shadow:rgba(139,92,246,0.25);}
.v-broadband,.v-banking{--accent:#0ea5e9;--accent-soft:#38bdf8;--accent-shadow:rgba(14,165,233,0.25);}
.v-mobile{--accent:#ec4899;--accent-soft:#f472b6;--accent-shadow:rgba(236,72,153,0.25);}
.v-mortgages{--accent:#f59e0b;--accent-soft:#fbbf24;--accent-shadow:rgba(245,158,11,0.25);}
.v-creditscore{--accent:#14b8a6;--accent-soft:#2dd4bf;--accent-shadow:rgba(20,184,166,0.25);}
.v-business{--accent:#10b981;--accent-soft:#34d399;--accent-shadow:rgba(16,185,129,0.25);}

/* ===== SKIP LINK ===== */
.skip-link{position:absolute;top:-50px;left:16px;background:var(--navy);color:#fff;padding:10px 20px;z-index:999;font-size:0.85rem;font-weight:600;border-radius:0 0 var(--r-sm) var(--r-sm);transition:top 0.25s;}
.skip-link:focus{top:0;}

/* ===== NAV ===== */
.site-nav{padding:0 var(--section-x);height:72px;display:flex;align-items:center;justify-content:space-between;background:var(--white);border-bottom:1px solid var(--border);position:sticky;top:0;z-index:100;backdrop-filter:blur(12px);background:rgba(255,255,255,0.92);}

/* Logo */
.logo{flex-shrink:0;font-family:var(--font-display);font-size:1.4rem;font-weight:800;color:var(--navy);letter-spacing:-0.04em;text-decoration:none;font-optical-sizing:auto;white-space:nowrap;}
.logo em{font-style:normal;color:#0ea5e9;font-weight:800;}

/* Menu */
.nav-menu{display:flex;align-items:center;gap:2px;flex:1;justify-content:center;}
.nav-item{position:relative;}
.nav-item>a,.nav-item>button{padding:8px 16px;border-radius:var(--r-sm);font-size:0.84rem;font-weight:600;color:var(--text-secondary);border:none;background:none;font-family:var(--font-body);display:flex;align-items:center;gap:5px;transition:all 0.15s;letter-spacing:-0.01em;}
.nav-item>a:hover,.nav-item>button:hover,.nav-item.active>a,.nav-item.active>button{color:var(--text);background:var(--bg-alt);}
.nav-arrow{font-size:0.5rem;opacity:0.5;transition:transform 0.2s,opacity 0.2s;margin-top:2px;}
.nav-item:hover .nav-arrow{transform:rotate(180deg);opacity:1;}

/* Dropdown */
.nav-dropdown{position:absolute;top:calc(100% + 8px);left:50%;transform:translateX(-50%);background:var(--white);border:1px solid var(--border);border-radius:var(--r-md);padding:8px;min-width:220px;box-shadow:0 16px 48px rgba(0,0,0,0.08),0 2px 8px rgba(0,0,0,0.04);opacity:0;visibility:hidden;transition:opacity 0.2s,visibility 0.2s,transform 0.2s;z-index:50;transform:translateX(-50%) translateY(4px);}
.nav-item:hover .nav-dropdown{opacity:1;visibility:visible;transform:translateX(-50%) translateY(0);}
.nav-dropdown a{display:block;padding:9px 14px;font-size:0.84rem;font-weight:500;color:var(--text-secondary);border-radius:var(--r-sm);transition:all 0.12s;}
.nav-dropdown a:hover{background:var(--bg);color:var(--text);padding-left:18px;}

.nav-r{display:flex;align-items:center;gap:20px;font-size:0.8rem;color:var(--muted);flex-shrink:0;letter-spacing:-0.01em;}
.nav-r span{display:flex;align-items:center;gap:6px;}
.nav-r span::before{content:'';display:inline-block;width:16px;height:16px;border-radius:50%;background:var(--emerald);background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 16 16' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M4.5 8.5L7 11L11.5 5.5' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");flex-shrink:0;}

/* Hamburger */
.hamburger{display:none;background:none;border:none;padding:10px;flex-direction:column;gap:5px;border-radius:var(--r-sm);}
.hamburger:hover{background:var(--bg);}
.hamburger span{display:block;width:22px;height:2px;background:var(--navy);border-radius:2px;transition:all 0.25s;}
.hamburger.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px);}
.hamburger.open span:nth-child(2){opacity:0;}
.hamburger.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px);}

/* Mobile overlay */
.mobile-nav{display:none;position:fixed;top:72px;left:0;right:0;bottom:0;background:var(--white);z-index:90;overflow-y:auto;padding:8px 20px 40px;}
.mobile-nav.open{display:block;}
.mobile-nav-section{border-bottom:1px solid var(--border-light);padding:6px 0;}
.mobile-nav-title{font-size:0.9rem;font-weight:700;color:var(--text);padding:12px 8px;cursor:pointer;display:flex;justify-content:space-between;align-items:center;border-radius:var(--r-sm);transition:background 0.15s;}
.mobile-nav-title:hover{background:var(--bg);}
.mobile-nav-links{display:none;padding:0 0 8px;}
.mobile-nav-section.open .mobile-nav-links{display:block;}
.mobile-nav-links a{display:block;padding:10px 20px;font-size:0.88rem;color:var(--text-secondary);font-weight:500;border-radius:var(--r-sm);transition:all 0.12s;}
.mobile-nav-links a:hover{color:var(--text);background:var(--bg);padding-left:28px;}

/* ===== HERO ===== */
.hero{background:var(--navy);padding:80px var(--section-x) 72px;text-align:center;position:relative;overflow:hidden;}
.hero::before{content:'';position:absolute;inset:0;background:
  radial-gradient(ellipse 50% 80% at 20% 120%,rgba(14,165,233,0.15) 0%,transparent 60%),
  radial-gradient(ellipse 40% 60% at 80% 0%,rgba(16,185,129,0.1) 0%,transparent 50%);
  pointer-events:none;}
.hero::after{content:'';position:absolute;inset:0;background:url("data:image/svg+xml,%3Csvg viewBox='0 0 200 200' xmlns='http://www.w3.org/2000/svg'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='0.9' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='100%25' height='100%25' filter='url(%23n)' opacity='0.03'/%3E%3C/svg%3E");pointer-events:none;}
.hero-glow{position:absolute;inset:0;background:radial-gradient(ellipse 80% 50% at 50% 110%,rgba(14,165,233,0.2) 0%,transparent 70%);pointer-events:none;}
.hero-inner{position:relative;z-index:2;max-width:800px;margin:0 auto;}

.hero-label{display:inline-flex;align-items:center;gap:8px;background:rgba(16,185,129,0.12);border:1px solid rgba(16,185,129,0.2);color:var(--emerald-soft);padding:6px 18px;border-radius:100px;font-size:0.75rem;font-weight:600;letter-spacing:0.04em;text-transform:uppercase;margin-bottom:24px;}
.hero-label .pulse{width:7px;height:7px;border-radius:50%;background:var(--emerald-soft);animation:pulse2 2s infinite;}

.hero h1{font-family:var(--font-display);font-size:clamp(2.4rem,6vw,4rem);font-weight:800;color:#fff;letter-spacing:-0.04em;line-height:1.08;margin-bottom:20px;font-optical-sizing:auto;}
.hero h1 em{font-style:italic;color:var(--accent-soft);font-weight:700;}

.hero-sub{color:rgba(255,255,255,0.55);font-size:1.05rem;max-width:520px;margin:0 auto;line-height:1.75;}
.hero-sub strong{color:rgba(255,255,255,0.85);font-weight:600;}

/* Slim hero */
.hero-slim{background:var(--navy);padding:56px var(--section-x);text-align:center;position:relative;}
.hero-slim::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 100% at 50% 100%,rgba(14,165,233,0.12) 0%,transparent 70%);pointer-events:none;}
.hero-slim h1{font-family:var(--font-display);font-size:clamp(1.6rem,4vw,2.6rem);font-weight:700;color:#fff;letter-spacing:-0.03em;margin-bottom:10px;position:relative;}
.hero-slim p{color:rgba(255,255,255,0.45);font-size:0.92rem;max-width:560px;margin:0 auto;position:relative;}
.hero-slim .breadcrumb{margin-bottom:20px;position:relative;}

/* Breadcrumb */
.breadcrumb{font-size:0.78rem;color:rgba(255,255,255,0.35);letter-spacing:0.01em;}
.breadcrumb a{color:rgba(255,255,255,0.45);transition:color 0.15s;}
.breadcrumb a:hover{color:rgba(255,255,255,0.85);}
.breadcrumb span{margin:0 8px;opacity:0.4;}

/* ===== TRUST BAR ===== */
.trust{background:var(--white);border-bottom:1px solid var(--border);padding:20px var(--section-x);}
.trust-inner{max-width:960px;margin:0 auto;display:flex;justify-content:center;gap:36px;flex-wrap:wrap;}
.ti{display:flex;align-items:center;gap:8px;font-size:0.82rem;color:var(--text-secondary);font-weight:600;letter-spacing:-0.01em;}
.ti::before{content:'';display:inline-block;width:18px;height:18px;border-radius:50%;background:var(--emerald);background-image:url("data:image/svg+xml,%3Csvg viewBox='0 0 18 18' fill='none' xmlns='http://www.w3.org/2000/svg'%3E%3Cpath d='M5 9.5L8 12.5L13 6.5' stroke='white' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E");flex-shrink:0;}

/* ===== SECTIONS ===== */
.eyebrow{font-family:var(--font-body);font-size:0.72rem;font-weight:700;text-transform:uppercase;letter-spacing:0.12em;color:var(--accent);margin-bottom:10px;}
h2.section-title{font-family:var(--font-display);font-size:clamp(1.6rem,3.5vw,2.2rem);font-weight:700;color:var(--navy);letter-spacing:-0.03em;line-height:1.2;margin-bottom:14px;}
.section{padding:var(--section-y) var(--section-x);}
.section-inner{max-width:960px;margin:0 auto;}

/* ===== STEPS ===== */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:40px;counter-reset:step-counter;}
.step{text-align:center;position:relative;}
.step-num{width:52px;height:52px;border-radius:16px;background:var(--navy);color:#fff;font-family:var(--font-display);font-size:1.2rem;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 18px;position:relative;box-shadow:0 4px 16px rgba(12,20,37,0.15);}
.step-title{font-size:0.95rem;font-weight:700;color:var(--text);margin-bottom:8px;letter-spacing:-0.01em;}
.step-text{font-size:0.85rem;color:var(--text-secondary);line-height:1.7;}

/* ===== CARDS ===== */
.card-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px;}
.card{background:var(--white);border:1px solid var(--border);border-radius:var(--r-lg);padding:28px;transition:all 0.2s ease;position:relative;}
.card::before{content:'';position:absolute;top:0;left:24px;right:24px;height:3px;background:linear-gradient(90deg,var(--accent),var(--accent-soft));border-radius:0 0 3px 3px;opacity:0;transition:opacity 0.2s;}
.card:hover{border-color:var(--accent);box-shadow:0 8px 32px var(--accent-shadow);transform:translateY(-2px);}
.card:hover::before{opacity:1;}
.card h3{font-family:var(--font-body);font-size:0.95rem;font-weight:700;color:var(--text);margin-bottom:6px;letter-spacing:-0.01em;}
.card p{font-size:0.84rem;color:var(--text-secondary);line-height:1.7;}
.card-stat{font-family:var(--font-display);font-size:1.8rem;font-weight:800;color:var(--accent);margin-bottom:4px;letter-spacing:-0.03em;}
.card-icon{font-size:1.5rem;margin-bottom:12px;}

/* Vertical cards (homepage) */
.v-card-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:960px;margin:0 auto;}
.v-card{background:var(--white);border:1px solid var(--border);border-radius:var(--r-lg);padding:32px 24px 28px;text-align:left;transition:all 0.25s ease;cursor:pointer;position:relative;overflow:hidden;}
.v-card::after{content:'';position:absolute;top:0;left:0;right:0;height:4px;background:var(--accent);opacity:0;transition:opacity 0.2s;}
.v-card:hover{border-color:transparent;box-shadow:0 12px 40px rgba(0,0,0,0.08);transform:translateY(-4px);}
.v-card:hover::after{opacity:1;}
.v-card-icon{font-size:2rem;margin-bottom:14px;display:block;}
.v-card h3{font-family:var(--font-body);font-size:1rem;font-weight:700;color:var(--text);margin-bottom:6px;letter-spacing:-0.01em;}
.v-card p{font-size:0.82rem;color:var(--text-secondary);line-height:1.55;margin-bottom:16px;}
.v-card-link{font-size:0.82rem;font-weight:700;color:var(--accent);display:flex;align-items:center;gap:4px;transition:gap 0.2s;}
.v-card:hover .v-card-link{gap:8px;}

/* ===== FAQ ===== */
.faq{padding:var(--section-y) var(--section-x);background:var(--white);}
.faq-inner{max-width:680px;margin:0 auto;}
.faq-item{border-bottom:1px solid var(--border);}
.faq-q{padding:20px 0;font-weight:600;font-size:0.9rem;display:flex;justify-content:space-between;align-items:center;transition:color 0.15s;border:none;background:none;width:100%;text-align:left;font-family:var(--font-body);color:var(--text);gap:16px;letter-spacing:-0.01em;}
.faq-q:hover{color:var(--accent);}
.faq-icon{width:28px;height:28px;border-radius:50%;background:var(--bg);display:flex;align-items:center;justify-content:center;font-size:1rem;color:var(--accent);transition:all 0.3s;flex-shrink:0;font-weight:400;}
.faq-item.open .faq-icon{transform:rotate(45deg);background:var(--accent);color:#fff;}
.faq-a{max-height:0;overflow:hidden;transition:max-height 0.4s ease;}
.faq-item.open .faq-a{max-height:400px;}
.faq-a p{padding:0 0 20px;font-size:0.88rem;color:var(--text-secondary);line-height:1.8;}

/* ===== CTAs ===== */
.cta-mid{background:var(--white);padding:36px var(--section-x);text-align:center;border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
.cta-mid p{font-size:0.95rem;font-weight:700;color:var(--text);margin-bottom:14px;letter-spacing:-0.01em;}

.cta-bottom{background:var(--navy);padding:72px var(--section-x);text-align:center;position:relative;overflow:hidden;}
.cta-bottom::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 60% 80% at 50% 120%,rgba(14,165,233,0.15) 0%,transparent 60%);pointer-events:none;}
.cta-bottom h2{font-family:var(--font-display);color:#fff;font-size:clamp(1.5rem,3vw,2.2rem);font-weight:700;letter-spacing:-0.03em;margin-bottom:12px;position:relative;}
.cta-bottom p{color:rgba(255,255,255,0.45);margin-bottom:28px;font-size:0.92rem;position:relative;}

/* ===== BUTTONS ===== */
.btn-primary{background:var(--accent);color:#fff;border:none;padding:14px 32px;border-radius:var(--r-md);font-size:0.95rem;font-weight:700;font-family:var(--font-body);white-space:nowrap;transition:all 0.2s;box-shadow:0 2px 12px var(--accent-shadow);letter-spacing:-0.01em;display:inline-flex;align-items:center;gap:6px;text-align:center;}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 6px 24px var(--accent-shadow);filter:brightness(1.08);}
.btn-primary:active{transform:translateY(0);}
.btn-sm{padding:11px 22px;font-size:0.88rem;border-radius:var(--r-sm);}

/* ===== CONTENT ===== */
.content{max-width:680px;margin:0 auto;padding:56px var(--section-x);}
.content h2{font-family:var(--font-display);font-size:1.25rem;font-weight:700;color:var(--text);margin-top:40px;margin-bottom:12px;letter-spacing:-0.02em;}
.content h2:first-child{margin-top:0;}
.content h3{font-size:1rem;font-weight:700;color:var(--text);margin-top:28px;margin-bottom:8px;}
.content p{font-size:0.9rem;color:var(--text-secondary);line-height:1.85;margin-bottom:16px;}
.content ul,.content ol{padding-left:24px;margin-bottom:16px;}
.content li{font-size:0.9rem;color:var(--text-secondary);line-height:1.85;margin-bottom:8px;}
.content a{color:var(--accent);font-weight:600;transition:opacity 0.15s;}
.content a:hover{opacity:0.8;}

/* ===== COMPARISON TABLE ===== */
.compare-table{width:100%;border-collapse:separate;border-spacing:0;margin:28px 0;font-size:0.85rem;border:1px solid var(--border);border-radius:var(--r-md);overflow:hidden;}
.compare-table th{text-align:left;padding:14px 18px;background:var(--navy);color:#fff;font-weight:700;font-size:0.78rem;text-transform:uppercase;letter-spacing:0.05em;font-family:var(--font-body);}
.compare-table td{padding:14px 18px;border-bottom:1px solid var(--border-light);color:var(--text-secondary);line-height:1.5;}
.compare-table tr:last-child td{border-bottom:none;}
.compare-table tr:hover td{background:var(--bg);}

/* ===== CALLOUTS ===== */
.callout{border-left:4px solid var(--accent);background:var(--bg-alt);border-radius:0 var(--r-md) var(--r-md) 0;padding:18px 22px;margin:24px 0;font-size:0.88rem;color:var(--text);line-height:1.75;}
.callout-title{font-weight:700;margin-bottom:4px;}
.callout.warning{border-left-color:var(--amber);background:#fefce8;}
.callout.info{border-left-color:var(--sky);background:#f0f9ff;}

/* ===== GUIDE / ARTICLE ===== */
.guide-hero{background:var(--navy);padding:56px var(--section-x);text-align:center;position:relative;}
.guide-hero::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 50% 80% at 50% 100%,rgba(14,165,233,0.1) 0%,transparent 60%);pointer-events:none;}
.guide-meta{display:flex;justify-content:center;gap:20px;margin-top:14px;font-size:0.8rem;color:rgba(255,255,255,0.35);position:relative;}
.guide-body{max-width:720px;margin:0 auto;padding:48px 40px;}
.guide-body h2{font-family:var(--font-display);font-size:1.4rem;font-weight:700;color:var(--text);margin-top:48px;margin-bottom:14px;padding-top:32px;border-top:1px solid var(--border);letter-spacing:-0.02em;}
.guide-body h3{font-size:1.05rem;font-weight:700;color:var(--text);margin-top:28px;margin-bottom:10px;}
.guide-body p{font-size:0.92rem;color:var(--text-secondary);line-height:1.85;margin-bottom:16px;}

/* TOC */
.toc{background:var(--bg-alt);border:1px solid var(--border);border-radius:var(--r-lg);padding:24px 28px;margin:28px 0 40px;}
.toc-title{font-family:var(--font-display);font-size:0.95rem;font-weight:700;color:var(--text);margin-bottom:14px;}
.toc ol{padding-left:24px;}
.toc li{font-size:0.88rem;color:var(--text-secondary);margin-bottom:8px;line-height:1.5;}
.toc a{color:var(--accent);font-weight:600;transition:opacity 0.15s;}
.toc a:hover{opacity:0.7;}

/* ===== INTRO PARAGRAPH (hub pages) ===== */
.section-intro{font-size:0.94rem;color:var(--text-secondary);line-height:1.85;max-width:640px;margin:0 auto 8px;}
.section-intro:last-child{margin-bottom:0;}

/* ===== ADSENSE ===== */
.ad-unit{text-align:center;padding:24px 0;margin:28px 0;min-height:100px;}

/* ===== PROVIDER LOGOS ===== */
.provider-logos{display:flex;justify-content:center;align-items:center;gap:14px;flex-wrap:wrap;padding:28px var(--section-x);background:var(--bg-alt);border-top:1px solid var(--border);border-bottom:1px solid var(--border);}
.provider-logos p{font-size:0.75rem;color:var(--muted);width:100%;text-align:center;margin-bottom:8px;text-transform:uppercase;letter-spacing:0.08em;font-weight:600;}
.provider-logo{font-size:0.78rem;font-weight:700;color:var(--text-secondary);padding:10px 18px;background:var(--white);border:1px solid var(--border);border-radius:var(--r-sm);white-space:nowrap;transition:all 0.15s;letter-spacing:-0.01em;}
.provider-logo:hover{border-color:var(--accent);color:var(--accent);}

/* ===== FOOTER ===== */
footer{background:var(--navy);color:rgba(255,255,255,0.4);padding:40px 24px;font-size:0.78rem;position:relative;text-align:center;}
footer::before{content:'';position:absolute;top:0;left:0;right:0;height:1px;background:linear-gradient(90deg,transparent,rgba(14,165,233,0.3),transparent);}
footer a{color:rgba(255,255,255,0.5);transition:color 0.15s;}
footer a:hover{color:rgba(255,255,255,0.9);}
.footer-disclosure{margin-bottom:16px;font-size:0.75rem;color:rgba(255,255,255,0.3);max-width:560px;margin-left:auto;margin-right:auto;line-height:1.7;}
.footer-verticals{display:flex;justify-content:center;gap:10px 18px;flex-wrap:wrap;margin-bottom:16px;max-width:700px;margin-left:auto;margin-right:auto;}
.footer-verticals a{font-weight:600;font-size:0.8rem;padding:2px 0;}
.footer-links{margin-top:12px;display:flex;justify-content:center;gap:20px;flex-wrap:wrap;}
.footer-fca{margin-top:16px;font-size:0.7rem;color:rgba(255,255,255,0.2);max-width:560px;margin-left:auto;margin-right:auto;line-height:1.6;}

/* ===== RESPONSIVE ===== */
@media(max-width:768px){
  :root{--section-y:56px;}
  .site-nav{padding:0 16px;height:64px;}
  .mobile-nav{top:64px;}
  .nav-menu,.nav-r{display:none;}
  .hamburger{display:flex;}
  .hero{padding:56px 20px 48px;}
  .hero-slim{padding:40px 20px;}
  .steps{grid-template-columns:1fr;gap:28px;}
  .card-grid{grid-template-columns:1fr;}
  .v-card-grid{grid-template-columns:1fr;}
  .section{padding:var(--section-y) 20px;}
  .faq{padding:var(--section-y) 20px;}
  .cta-mid{padding:28px 20px;}
  .cta-bottom{padding:56px 20px;}
  .content{padding:40px 20px;}
  .guide-body{padding:32px 20px;}
  .trust{padding:16px 20px;}
  .trust-inner{gap:14px;}
  .provider-logos{gap:10px;padding:20px;}
  .footer-verticals{gap:8px;}
}
@media(max-width:480px){
  .v-card-grid{grid-template-columns:1fr;}
  .trust-inner{flex-direction:column;align-items:center;}
}

/* ===== ANIMATIONS ===== */
@keyframes pulse2{0%,100%{opacity:1;}50%{opacity:.3;}}